Are you qualified?
I was reading in Colossians the other day in Chapter 1 Verse 11-12 and it said “May you be strengthened with all power, according to His glorious might, for all endurance and patience with joy giving thanks to the Father, who has qualified you to share in the inheritance of the saints in light. I thought about it for a while and thought, wow, if God called you, He has qualified you. How many times do we set out in our businesses or finances, and think I am not qualified to accomplish this task? I don’t know about you but I like the idea of being qualified by Him. I think that means if you are called, He will get you there, sometimes kicking and screaming, but you will make it there. Although I sometimes may wonder, when setbacks occur if He dialed the wrong number! If you are called to do something He will provide the means by which to do it no matter what the circumstances might be. Remember it is a process and that power is guarded by problems. I think the setbacks are very important to build strength in us to succeed. God wants to expose the weak spots in our character because it can turn into rot if it is not addressed. Power when not submitted to Gods grace will tend to corrupt us. It is a process to get us there to accomplish what we are called to do. If I don’t fail I will not be able to succeed. We cannot achieve perfection but we can have great progress. If you think you are perfect that’s your first mistake. I want to encourage you to go after whatever it is God has called you to do because the world needs what you have. Remember if you are called He has qualified you to succeed!
Thursday, May 5, 2011
Wednesday, April 13, 2011
Master Your Budget Part II
Master Your Budget Pt. II
4-13-11
Well the Masters Golf tournament is over and it was great, if you like golf. So this week let’s try to finish off mastering your budget. We stated last week that personal finance was 80% behavior and 20% head knowledge. Our first step was to sit down with your spouse or an accountability partner and plan your budget. Our second step was to determine what is most important, such as food, clothing, shelter, transportation and utilities etc. Always pay the most important first, these are your necessities.
After you have determined how much you bring in and how much each item costs start allocating the money. Now once you set the budget it is the boss of you, so don’t steal form the gas category to get a cheeseburger and fries. Your goal is to have a zero based budget. A zero based budget means income and outgo should equal zero. Every dollar should have a place to go such as groceries, gas, blow money, savings etc. If you tell it where to go it will be there when you need it, as long as you stick to your game plan. Now here is a critical step, you MUST track what you spend. Most of the time we do not know how much to budget because we have never done it before, this is where tracking your expenses will help. When you track them it gives you an exact number so you can budget better. If you don’t track them it will be a guessing game every month. If you don’t know exactly how much to budget for some categories, you may want to fund it a little heavy, such as groceries and gas. The way gas prices go up they should have an odometer on the pricing sign. Don’t worry it’s easy to forget stuff like birthdays and children’s activities; you will get better at it as you go. One thing that sneaks up on you every year is Christmas and the Thanksgiving grocery bill, try not to for get them. Don’t worry; no one budgets perfectly every month. It takes about three months before you budget starts working out smoothly. I guarantee you it will not work if you don’t do one and track you’re spending. Once you get the hang of it you can do your budget in 20-30 minutes with no problems. Feel free to email me with any questions. Start to master your finances. Budget forms
Tim West
Go West Coaching
4-13-11
Well the Masters Golf tournament is over and it was great, if you like golf. So this week let’s try to finish off mastering your budget. We stated last week that personal finance was 80% behavior and 20% head knowledge. Our first step was to sit down with your spouse or an accountability partner and plan your budget. Our second step was to determine what is most important, such as food, clothing, shelter, transportation and utilities etc. Always pay the most important first, these are your necessities.
After you have determined how much you bring in and how much each item costs start allocating the money. Now once you set the budget it is the boss of you, so don’t steal form the gas category to get a cheeseburger and fries. Your goal is to have a zero based budget. A zero based budget means income and outgo should equal zero. Every dollar should have a place to go such as groceries, gas, blow money, savings etc. If you tell it where to go it will be there when you need it, as long as you stick to your game plan. Now here is a critical step, you MUST track what you spend. Most of the time we do not know how much to budget because we have never done it before, this is where tracking your expenses will help. When you track them it gives you an exact number so you can budget better. If you don’t track them it will be a guessing game every month. If you don’t know exactly how much to budget for some categories, you may want to fund it a little heavy, such as groceries and gas. The way gas prices go up they should have an odometer on the pricing sign. Don’t worry it’s easy to forget stuff like birthdays and children’s activities; you will get better at it as you go. One thing that sneaks up on you every year is Christmas and the Thanksgiving grocery bill, try not to for get them. Don’t worry; no one budgets perfectly every month. It takes about three months before you budget starts working out smoothly. I guarantee you it will not work if you don’t do one and track you’re spending. Once you get the hang of it you can do your budget in 20-30 minutes with no problems. Feel free to email me with any questions. Start to master your finances. Budget forms
Tim West
Go West Coaching
Sunday, March 20, 2011
Unemployed Checklist
If you find yourself unemployed or wanting to change jobs I want to help you with some tips this week. I have this posted this on my resources page but I wanted to make it a little more available. Feel free to email me any questions you may have and keep looking up. We usually go where we are looking in life. It’s hard sometimes to stay encouraged but I have found one thing that is a big help; turn off the television! Have a great week and keep on keeping on. Laid off checklist
1. Cut your budget as low as you can. Cut areas such as entertainment, out to eat and blow money categories. If you have any memberships you don’t use cut them also.
2. Make your new job, finding a job. Spend 35-40 a week searching, it is tough but it keeps you moving. Hey water will freeze in the right temperature if it is not moving.
3. Find a part-time job such as pizza delivery or some other part time work, every little bit counts.
4. Exercise, this keeps you mind active and helps you to think better and motivates you.
5. Get that resume ready, make it no more than two pages, it’s a sales brochure not an autobiography. You are the product. Target it for the positions you want.
6. Use the three contact rule, Introduction letter, cover letter and resume and a follow up phone call. Target some one in the company to contact that can hire.
7. Prepare for interviewers to answer the hard questions, be prepared know the answer. Studies show that a person hiring knows weather they want you 10-20 seconds after they meet you. Even if you don’t have all of the qualifications, if they like you and think they can use a good person they will be more likely to hire you.
8. After the interview, ask them, when do you think you will make your decision? Set up a phone appointment to check and see if the decision has been made. It seems pushy but it is different, never say I, will look forward to hearing from you. Get in the drivers seat it is your life.
9. After the interview drop a thank you card in the mail to the interviewer. It shows class.
10. Sometimes a job loss is a beginning to something better than before. Sometimes we have to have a train wreck to get us off the wrong track and put us on the right one.
Go West Coaching
Career Coach
1. Cut your budget as low as you can. Cut areas such as entertainment, out to eat and blow money categories. If you have any memberships you don’t use cut them also.
2. Make your new job, finding a job. Spend 35-40 a week searching, it is tough but it keeps you moving. Hey water will freeze in the right temperature if it is not moving.
3. Find a part-time job such as pizza delivery or some other part time work, every little bit counts.
4. Exercise, this keeps you mind active and helps you to think better and motivates you.
5. Get that resume ready, make it no more than two pages, it’s a sales brochure not an autobiography. You are the product. Target it for the positions you want.
6. Use the three contact rule, Introduction letter, cover letter and resume and a follow up phone call. Target some one in the company to contact that can hire.
7. Prepare for interviewers to answer the hard questions, be prepared know the answer. Studies show that a person hiring knows weather they want you 10-20 seconds after they meet you. Even if you don’t have all of the qualifications, if they like you and think they can use a good person they will be more likely to hire you.
8. After the interview, ask them, when do you think you will make your decision? Set up a phone appointment to check and see if the decision has been made. It seems pushy but it is different, never say I, will look forward to hearing from you. Get in the drivers seat it is your life.
9. After the interview drop a thank you card in the mail to the interviewer. It shows class.
10. Sometimes a job loss is a beginning to something better than before. Sometimes we have to have a train wreck to get us off the wrong track and put us on the right one.
Go West Coaching
Career Coach
Friday, March 11, 2011
Your Destiny is waiting!
Your destiny is waiting!
I saw a commercial the other day for the Biggest Loser television show. Jillian Michaels, one of the trainers for the contestants said, “You can do it, your destiny is waiting for you to show up!” This statement made me think about everything we do in our lives. God has a destiny ready for us, but we will not show up! What are some of the reasons we don’t show up. I think the main one is fear. We will not try that business venture because we may fail. Remember failure is part of success; it’s a chance to begin new, with more experience. If I quit my job, that I dread going to on Mondays, for one I may like, I will lose my “security”, or what we think is security. As Helen Keller says "Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is a daring adventure or nothing at all." What is the destiny you think God has for you? We all have hints and clues thrown at us throughout our lives. What are your values dreams and passions? What do you do that makes time go by without a care? You may think it is crazy and that you cannot support yourself or your family, but others have. Why can’t you do it also? If God is for you, then who can be against you in life? Do remember that His plan doesn’t always fit your mold, okay it never does for me the way “I” think it should. So will you show up for your destiny? Charlton Heston, while filming Ben- Hur was having a hard time staying in the violent cart being pulled by the horse. In the movie he was supposed to win the race, but he told the director I can’t do it, I cannot win because I cannot control the cart and barely can stay in it. The director said you focus on staying in the cart and I will make sure you win. Wow, if we stay in the cart of our destiny, God will make sure we win no matter how out of control it may seem.
3-11-11
Tim West
Go West Coaching
Get great deals and earn money with MOOLALA
Follow me on Twitter and Facebook
I saw a commercial the other day for the Biggest Loser television show. Jillian Michaels, one of the trainers for the contestants said, “You can do it, your destiny is waiting for you to show up!” This statement made me think about everything we do in our lives. God has a destiny ready for us, but we will not show up! What are some of the reasons we don’t show up. I think the main one is fear. We will not try that business venture because we may fail. Remember failure is part of success; it’s a chance to begin new, with more experience. If I quit my job, that I dread going to on Mondays, for one I may like, I will lose my “security”, or what we think is security. As Helen Keller says "Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is a daring adventure or nothing at all." What is the destiny you think God has for you? We all have hints and clues thrown at us throughout our lives. What are your values dreams and passions? What do you do that makes time go by without a care? You may think it is crazy and that you cannot support yourself or your family, but others have. Why can’t you do it also? If God is for you, then who can be against you in life? Do remember that His plan doesn’t always fit your mold, okay it never does for me the way “I” think it should. So will you show up for your destiny? Charlton Heston, while filming Ben- Hur was having a hard time staying in the violent cart being pulled by the horse. In the movie he was supposed to win the race, but he told the director I can’t do it, I cannot win because I cannot control the cart and barely can stay in it. The director said you focus on staying in the cart and I will make sure you win. Wow, if we stay in the cart of our destiny, God will make sure we win no matter how out of control it may seem.
3-11-11
Tim West
Go West Coaching
Get great deals and earn money with MOOLALA
Follow me on Twitter and Facebook
Thursday, February 10, 2011
Instant Success
I just read a statement from Daniel Tardy that said Valentines Day is usually the time that people have already given up on their New Years resolutions. Wow we give our life changing goals a whole 45 days to be complete. On top of that we quit in the middle of the shortest month of the year! I want to start a new business on Jan.1, but if I am not profitable and able to leave my current job I will be done Feb.14. Or I want to get out of debt that has taken me my whole adult life to acquire; I will give it 45 days. Wow, we live in a microwave society and our goals require cooking in a crock-pot. Hey I am as spoiled as the rest of us, but the crock-pot does teach me patients. What makes us think this way, we have the lottery mentality, just one ticket and I will be set for life. It is a blessing that we do not achieve success quickly. It can destroy us because we have not developed the character or the spiritual muscle to handle it yet. Look at this statistic, 80% of NFL players are broke ten years after they retire. We can’t just beat up the people who strike it rich quick. When we get married we want to have everything our parents have now. We don’t realize it has taken them their whole lives to get where they are now; we want to put it in the microwave and go! Then we pray, God give me patients and give them to me now! He even tells us In Proverbs 13:11, Dishonest money dwindles away, but he who gathers money little by little makes it grow.”
If we want to reach our goals and accomplish what we were put on the earth to do we need to change our mindset to crock-pot mode and cook a lot slower than we like. We also have to have a goal bigger than ourselves and our wants. We need to be disciplined. Discipline is the thing we don’t want to do to get the result we want. It’s hard, but it’s worth doing. As Vince Lombardi says: “Dictionary is the only place that success comes before work. Hard work is the price we must pay for success. I think you can accomplish anything if you're willing to pay the price.” You may be thinking well what if I am not getting any where with my business do I keep trying and losing? Not always, you may have to modify your plan or change it, and if you get no traction re-evaluate and see if you need to continue. My wires get crossed and I have to quit some things or change them, remember the world is not perfect. Don’t think I have everything down to a perfect science, I am not even close, but I am learning it takes more time than I like. This builds what is lacking in my life, patience and perseverance. It’s not comfortable but it is good for me weather it feels like it at times or not. I love the line in the outlaw of Josey Wales, played by Clint Eastwood. “ When things look bad and you think you’re not gonna make it, that’s when you gotta get mean, I mean plum mad dog mean, because if you give up you neither live nor win.” Let’s start winning and living and not quit before the process gets going good. Start that new career or business, get out of debt, lose the weight and get your life back so you can accomplish what you were put on the earth to do!
Tim West
Go West Coaching
If you like Groupon you will love Moolala, get great deals and earn money when you and your friends purchase a coupon.
I just read a statement from Daniel Tardy that said Valentines Day is usually the time that people have already given up on their New Years resolutions. Wow we give our life changing goals a whole 45 days to be complete. On top of that we quit in the middle of the shortest month of the year! I want to start a new business on Jan.1, but if I am not profitable and able to leave my current job I will be done Feb.14. Or I want to get out of debt that has taken me my whole adult life to acquire; I will give it 45 days. Wow, we live in a microwave society and our goals require cooking in a crock-pot. Hey I am as spoiled as the rest of us, but the crock-pot does teach me patients. What makes us think this way, we have the lottery mentality, just one ticket and I will be set for life. It is a blessing that we do not achieve success quickly. It can destroy us because we have not developed the character or the spiritual muscle to handle it yet. Look at this statistic, 80% of NFL players are broke ten years after they retire. We can’t just beat up the people who strike it rich quick. When we get married we want to have everything our parents have now. We don’t realize it has taken them their whole lives to get where they are now; we want to put it in the microwave and go! Then we pray, God give me patients and give them to me now! He even tells us In Proverbs 13:11, Dishonest money dwindles away, but he who gathers money little by little makes it grow.”
If we want to reach our goals and accomplish what we were put on the earth to do we need to change our mindset to crock-pot mode and cook a lot slower than we like. We also have to have a goal bigger than ourselves and our wants. We need to be disciplined. Discipline is the thing we don’t want to do to get the result we want. It’s hard, but it’s worth doing. As Vince Lombardi says: “Dictionary is the only place that success comes before work. Hard work is the price we must pay for success. I think you can accomplish anything if you're willing to pay the price.” You may be thinking well what if I am not getting any where with my business do I keep trying and losing? Not always, you may have to modify your plan or change it, and if you get no traction re-evaluate and see if you need to continue. My wires get crossed and I have to quit some things or change them, remember the world is not perfect. Don’t think I have everything down to a perfect science, I am not even close, but I am learning it takes more time than I like. This builds what is lacking in my life, patience and perseverance. It’s not comfortable but it is good for me weather it feels like it at times or not. I love the line in the outlaw of Josey Wales, played by Clint Eastwood. “ When things look bad and you think you’re not gonna make it, that’s when you gotta get mean, I mean plum mad dog mean, because if you give up you neither live nor win.” Let’s start winning and living and not quit before the process gets going good. Start that new career or business, get out of debt, lose the weight and get your life back so you can accomplish what you were put on the earth to do!
Tim West
Go West Coaching
If you like Groupon you will love Moolala, get great deals and earn money when you and your friends purchase a coupon.
Tuesday, February 1, 2011
When in doubt
I read this and thought it was really good. We all go through doubt in out lives, we especially doubt ourselves and God. So no matter where you may be in your life dont quit, breakthrough will come,just not in our timing but in His.
Tim West
Go West Coaching
When the One You Doubt is You
T. Suzanne Eller
"Immediately Jesus reached out his hand and caught him. 'You of little faith,' he said, 'why did you doubt?'" Matthew 14:31 (NIV)
Devotion:
I walked away discouraged. It was a disaster! The end of the world! I mentally listed all the ways I had messed up.
Things had not gone the way I had hoped. Later that night as I lay in bed, going over the events one more time, regret plopped right in the middle of my chest.
I wish that I could say that self-doubt was never a problem again after that day, but it has tried to spring up again from time to time. It's just that I handle it in a different way now. I finally recognized self-doubt for what it is. It's an unhealthful twist on humility. It appears to be self-assessment, or even meekness. Instead, it is distracting to my dreams and the direction that God is trying to lead me.
Self doubt can be paralyzing unless we learn to unpack it. Asking questions like:
Is there a valid reason I am doubting? Maybe there are gaps that need to be filled with education, with knowledge, with training, or good old-fashioned time alone with our Heavenly Father.
Is it due to a certain person or my past? My friend and Proverbs 31 Ministries sister Lysa TerKeurst describes twirling around as a child, her dress fanning out around her, to capture her father's attention.
How many times do we twirl, trying to fill that place where a father's words or a mother's hugs didn't? We keep on twirling hoping that someone might notice, and we come up empty if they don't, even when there is no way that anyone can see that need.
Is it the enemy? We have an enemy according to Scripture. An enemy that desires to steal, to take away, to wound by distracting us from God's grace, call, and leading. Do we so intently focus on the things we didn't do "right" or well, at least in our eyes, and fail to see the good that took place?
When I stopped to take an honest look at the event where the world was coming to an end, the reality is that it was a small hiccup. A perfect learning experience, allowing me to fill in a gap that needed to be filled.
Self-doubt can either riddle us, consuming our thoughts, or it can be an avenue to honestly assess why it's there, and what we can do about it—with God's help.
I read this and thought it was really good. We all go through doubt in out lives, we especially doubt ourselves and God. So no matter where you may be in your life dont quit, breakthrough will come,just not in our timing but in His.
Tim West
Go West Coaching
When the One You Doubt is You
T. Suzanne Eller
"Immediately Jesus reached out his hand and caught him. 'You of little faith,' he said, 'why did you doubt?'" Matthew 14:31 (NIV)
Devotion:
I walked away discouraged. It was a disaster! The end of the world! I mentally listed all the ways I had messed up.
Things had not gone the way I had hoped. Later that night as I lay in bed, going over the events one more time, regret plopped right in the middle of my chest.
I wish that I could say that self-doubt was never a problem again after that day, but it has tried to spring up again from time to time. It's just that I handle it in a different way now. I finally recognized self-doubt for what it is. It's an unhealthful twist on humility. It appears to be self-assessment, or even meekness. Instead, it is distracting to my dreams and the direction that God is trying to lead me.
Self doubt can be paralyzing unless we learn to unpack it. Asking questions like:
Is there a valid reason I am doubting? Maybe there are gaps that need to be filled with education, with knowledge, with training, or good old-fashioned time alone with our Heavenly Father.
Is it due to a certain person or my past? My friend and Proverbs 31 Ministries sister Lysa TerKeurst describes twirling around as a child, her dress fanning out around her, to capture her father's attention.
How many times do we twirl, trying to fill that place where a father's words or a mother's hugs didn't? We keep on twirling hoping that someone might notice, and we come up empty if they don't, even when there is no way that anyone can see that need.
Is it the enemy? We have an enemy according to Scripture. An enemy that desires to steal, to take away, to wound by distracting us from God's grace, call, and leading. Do we so intently focus on the things we didn't do "right" or well, at least in our eyes, and fail to see the good that took place?
When I stopped to take an honest look at the event where the world was coming to an end, the reality is that it was a small hiccup. A perfect learning experience, allowing me to fill in a gap that needed to be filled.
Self-doubt can either riddle us, consuming our thoughts, or it can be an avenue to honestly assess why it's there, and what we can do about it—with God's help.
Tuesday, January 11, 2011
Consistency equals accuracy
Consistency equals accuracy
Back when I use to do competitive shooting there was a saying “consistency equals accuracy and accuracy equals consistency.” If I am consistent in my shooting I will be accurate, if I am going to be accurate I need to be consistent, its not rocket science but it is something we overlook when we manage our money and also in other areas of our life. It is not mathematical genius in our finances but it is behavior. If I consistently save, budget, and have a plan in my financial life, I will achieve my goals in life, and hit the target. Hey, I had to shoot a lot of bullets to hit the bullseye that was the diameter of the pencil lead. If I go week to week, month to month without having a plan and telling my money what to do before I get it, I will be consistently missing my target. Most people get in bad financial situations by not paying attention to what they are doing. We go day by day living off of emotion instead of a well thought out plan.
Since we are just starting a new year why don’t we determine to be consistent so we can hit our goals we set for ourselves? I don’t like the word resolution because even if you resolve to do something you still don’t have a plan laid out. Example, “my resolution is to fid a job I enjoy this year!” How? When you have your plan, be consistent in executing it so you can hit your target. Don’t quit and don’t worry if you have to modify your plan. The biggest thing is to get a goal and be consistent with executing it. Keep shooting and getting closer to the bullseye and let me know when you hit the center. I love to hear when people win, it helps us all!
Tim West
Go West Coaching
Back when I use to do competitive shooting there was a saying “consistency equals accuracy and accuracy equals consistency.” If I am consistent in my shooting I will be accurate, if I am going to be accurate I need to be consistent, its not rocket science but it is something we overlook when we manage our money and also in other areas of our life. It is not mathematical genius in our finances but it is behavior. If I consistently save, budget, and have a plan in my financial life, I will achieve my goals in life, and hit the target. Hey, I had to shoot a lot of bullets to hit the bullseye that was the diameter of the pencil lead. If I go week to week, month to month without having a plan and telling my money what to do before I get it, I will be consistently missing my target. Most people get in bad financial situations by not paying attention to what they are doing. We go day by day living off of emotion instead of a well thought out plan.
Since we are just starting a new year why don’t we determine to be consistent so we can hit our goals we set for ourselves? I don’t like the word resolution because even if you resolve to do something you still don’t have a plan laid out. Example, “my resolution is to fid a job I enjoy this year!” How? When you have your plan, be consistent in executing it so you can hit your target. Don’t quit and don’t worry if you have to modify your plan. The biggest thing is to get a goal and be consistent with executing it. Keep shooting and getting closer to the bullseye and let me know when you hit the center. I love to hear when people win, it helps us all!
Tim West
Go West Coaching
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