Avoiding the Christmas spending
High
12-7-13
Well
its Christmas time again.
Wow it got here fast as usual and if you did not save throughout the
year you will be hopefully working it into your budget. Here are just a
few tips to help you keep within your budget and not get
carried away. It is easy to get into the mindset of its Christmas
everyone is spending a lot, it won’t hurt if I do also. I have done it
and come January I regretted it. You do not want to be paying
for Christmas when it is time to go on vacation in the summer.
Remember
these things when buying
a gift: 1. If the only reason you buy someone a gift is because they
bought you one that is not a good reason. I know you may think it will
make them mad if you don’t, but if all they wanted was to
manipulate you into giving them a gift they are not much of a friend
anyway. 2. Make a gift list, of who you want to buy for and how much you
can spend. 3. Don’t overspend that amount! If you have a
hard time determining how much to spend look back at what you spent last
year. 4. Get creative, make gifts, set a smaller amount that normal and
challenge others to stick to it. Remember time spent
with others is the most valuable of all. Give out daddy daughter date
night cards etc. 5. If you do use a credit card pay it off ASAP! Don’t
let it hang around like a stray
cat.
Just
remember we are able to
celebrate Christmas because of Christ. God gave us the gift of
reconciliation with Him through Christ. Give Him thanks and love on
others, that is better than any stuff we can
buy!
Have a Mary
Christmas!
