You might need a financial coach if

You might need a financial coach if…. Most of us have heard the “you might be a redneck if…” jokes from Jeff Foxworthy. I have always enjoyed them and have been accused of being a redneck myself, many times. So, what gave me this idea? I was listening to the radio the other day and heard a lottery commercial. After that I heard the commercial for getting help if you are addicted to gambling. Hey I guess it was a public service announcement to “help” us with a problem. Just a thought don’t pass the lottery to get people addicted to gambling and you may prevent a gambling problem that way, just a thought. Anyway here is my you might need a financial coach if- Your retirement plan is your local state lottery. Hey jack it’s not what you make its how much you keep. The average American family makes 40,000 a year. Over a 30 year working life that is 1.2 million dollars going through your hands. Save some of it and get a plan before you make the money and tell it where to go. Just like the commercial says you have a better chance of getting attacked by a grizzly bear and a polar bear in the same day than winning the lottery. You might need a financial coach if- you are paying for Christmas in July. If I have learned one thing Christmas rolls around the same time every year and if I don’t save money for Christmas I don’t have any to spend. Start saving now if you have not and stick to the budget. You are not a bad person if you don’t buy everything that your kids want. If you haven’t noticed kids have a endless desire for stuff. You might need a financial coach if- you think the words “budget” and “no” are cuss words. Telling you money what to do before you get it is what a budget does. When you live on a budget you actually get a raise most of the time because your managed money does more than money that is not managed. Saying no will save you time, energy, effort and money. You might need a financial coach if- you say I will save money when I make more. If you do not start saving when you make a small amount you will not save money when you make a lot. Look at NFL players; 80% of them are broke after being out of the NFL for 10 years. Finally, you might need a financial coach if- you talk to your creditor on the phone more than your family and friends. The answer to getting out of debt is not borrowing more money. Hey if you are in a hole stop digging. Creditors can be a pain to deal with. Get a plan and get them out of your life. Let me know if I can help! Tim West Go West Coaching You're getting emails from me either b/c you signed up for them or we interacted on-line and I thought you'd like to get some insight from me. You can unsubscribe and it won't hurt my feelings. Just reply stop to this email. Or you can stay subscribed and help my self-esteem. Totally up to you.