Its time to act
I recently read a blog from Kevin Miller titled You'll get what you expect.
Everything I read I try to understand what they are saying and see how
can I apply it to my life. I often hope for these things but dont
necessarily expect them. When we do this we usually take no action and
get what we expect, nothing. Lets apply this to our finances. We live
in the most prosperous country in history. God has richly blessed us
with His material possessions and we do not manage them the best that we could. As in the blog from Kevin Miller we
get pretty much what we expect. We expect to have a lot of things
because we see others around us have a lot of things. Therefore we
manage our finances in a way that gets us a lot of things but leaves us
running on the edge with our money. My pastor, Brian Fields told us in a sermon
that 1/3 of the people that made at least six figures, said they could
agree with the statement, I make enough to meet my needs. If you dont
make six figures you may be thinking that's impossible you can have
anything you want with that kind of money! We do it everyday with what
ever amount of money we make. If you dont have a plan for your money
the credit card companies do and that is why we run short meeting our
needs. The average income for a family in America is 40,000.00 per
year. Over a 30 year working span that is 1.2 million going through
your hands. Tell it where to go before you get it each pay check. By
the way if you make 100,000.00 that would be 3 million you would get.
Notice neither one of these figures got a raise over the 30 years!
So how do we act to get what we expect? Determine why you want to get your finances in order and then learn what to do.
You must expect to reach your goals because that will determine what
you do. If you expect you cannot get out of debt and save money, guess
what you will stay in debt buying stuff to make you "happy" and not be
able to save. You have to make it a point to spend less than you make and pay yourself, or save. So in short act like you should to get the expectations you want. Create a budget, start saving, pay off your debt,
and live on less than what you make. We must do these things over our
life time. You cannot do them for a few months and go back to your old
way. You must make a decision to do it and stay with the plan. Let me know if I can help you.
Go to my resources page and down load a free budget to get you started.
Something to think on this week: Money is the lowest form of prosperity. We must learn to turn money into wealth. Wade Trimmer
Good Quotes:
"Life is like a ten-speed bicycle....Most of us have gears that we never use." Charlie Brown in Peanuts
"Whether you think you can or think you can't, you're right." - Henry Ford
"Growth demands a temporary surrender of security." -- Gail Sheehy - Passages
Religion gives you advice on how to make amends with God. The gospel
is news that God has done something to make us right with Him. Kenny Thacker
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