Vacation Plan

You may be ready for that summer vacation, oh lets face it you were probably ready when last summers vacation was over. Your vacation should be a time to relax and do what you want with your family. So dont let it follow you home on your credit card. The best vacations are the funtimes you remember and the stories you can tell to others about them, not a monthly bill with a minimum payment. So here are a few tips that might help you out. 1. After you plan on where you are going determine how much you will have to spend from the time you leave till the time you get back. 2. Plan your activities for the day and set aside the cash you will need for the day and when you have spent it your done for that day. Dont borrow from the next day because you will miss out on the things you have planned to do and be tempted to use credit. 3. What you need to plan for, Food(you can save $ here maybe if you dont eat out all three meals but dont work to hard fixing food, remember it is a vacation) Travel expenses such as gas, or plane tickets, and food while traveling. 4. Gifts, dont forget you may want a gift for someone, or even better a gift for yourself. 5.Always add some cushion into your vacation budget because something unexpected may come up, a good guess could be 20-30% of the total vacation cost. 6. If you are leaving the country a good idea is to check out travel insurance, your trip could be cancelled or interrupted and you will have no vacation and they will keep your money without insurance. Also most health insurances dont cover out of the country medical needs, check yours and look in to buying the extra medical insurance. Make sure you fully understand the insurance products you purchase, use a trusted travel agent for suggestions. You dont want your trip of a lifetime to go down the tubes because of a volcano or something. 7.Have a great time, spend time with family and friends. Most kids dont remember everything about the expensive vacations mom and dad took them on but they do remember the time and the little things that you dont have to pay for.